Flexible Payment Options

Making advanced dental care more accessible with insurance support, financing options, and personalized guidance.
Payments

Paying for Your Care at Upland Lighthouse Dentistry

We believe financial questions should never stand in the way of getting the care you need.

Because many of our services go beyond traditional dentistry, coverage can vary depending on your treatment and insurance plan. Our team is here to help you understand your options and make care as manageable as possible.

We Accept Insurance, Including Denti-Cal

AtUpland Lighthouse Dentistry, we accept most dental insurance, including Denti-Cal.

While some holistic or specialty treatments may have limited coverage, we help patients maximize available benefits and submit claims whenever eligible.

We Help With:

  • Insurance benefit verification
  • Claim submission support
  • Understanding out-of-pocket costs
  • Payment planning before treatment begins

Our goal is to make the process clear, simple, and stress-free.

Could Your Medical Insurance Cover TMJ & Sleep Apnea Treatment?

Although sleep apnea and TMJ are treated with oral appliances that can only be fabricated by a trained dentist, these are medical conditions connected to chronic pain and chronic health concerns; which means medical insurance may apply.

The radiologist report from your CT scan, your sleep study diagnosis, and your documented symptoms give Dr. Perez the foundation needed to prepare a Letter of Medical Necessity, including the appropriate medical codes, that you can submit directly to your medical insurance provider.

We have helped families significantly reduce their out-of-pocket treatment costs through their available medical insurance benefits.

When appropriate, this letter may cover treatment related to:

  • TMJ dysfunction
  • Chronic jaw pain
  • Headaches and muscle tension
  • Sleep apnea
  • Airway-related symptoms
  • Bite-related functional problems

Why This Matters

For eligible patients, medical coverage can significantly reduce treatment costs for services that are often assumed to be out-of-pocket.

Monthly Financing Options

We offer trusted third-party financing solutions to help break treatment costs into manageable monthly payments.

Cherry Financing

Cherry offers fast, flexible payment plans with a simple application process.

Benefits may include:

  • Quick approval process
  • Flexible monthly payments
  • Immediate treatment access
  • Transparent payment terms

CareCredit

CareCredit is a healthcare financing option used by many patients for dental and medical expenses.

Benefits may include:

  • Convenient monthly plans
  • Promotional financing options (when available)
  • Use for a variety of healthcare needs

Transparent Costs, No Surprises

Before treatment begins, our team will review:

  • Estimated costs
  • Insurance benefits (if applicable)
  • Financing options
  • Available payment plans

We believe you should feel informed and confident every step of the way.

Need Help Choosing the Best Option?

Every patient’s situation is different. We’re happy to walk you through payment options and help you find the path that works best for your needs.

Questions About Payment or Coverage? 

Contact Upland Lighthouse Dentistry Today